A bill to end postal code discrimination by insurance companies in Ontario

A private member's bill to end so called postal code discrimination by auto insurance companies could receive second reading this month at Queen's Park.

The bill would force insurance companies to stop using geography as a factor when it determines how much to charge motorists for insurance.

As it now stands, your insurance is based in part on your age, gender, marital status, driving record and how many kilometres you drive to work.

But your rate also depends on where you live and whether that area has a high rate of accidents.

Critics say eliminating postal code discrimination will result in more competitive rates.

Ontario drivers pay the highest insurance premiums in the country averaging about 14 hundred dollars per year.